Auto insurance protects you and your family and the Iowa Law requires all drivers to have at least a minimum coverage of liability.
Types of Auto Coverages
Liability
Pays for damage to another vehicle when insured is at fault. Pays for medical bills of insured persons in the other vehicles up to policy limit. Does not pay for your vehicle or medical bills.
Personal Injury Protection
Pays the medical bills, lost earnings and funeral expenses for you and your passengers. Pays regardless of who is at fault
Comprehensive
Pays for damage to your vehicle caused by vandalism, them or weather-related incidents.
Collision
Pays for repair bills for your vehicle after an accident.
Uninsured and Underinsured Motorists
Pays to repair your vehicle when a driver with no insurance or inadequate insurance is at fault in an accident. May pay your medical bills related to the accident.
Antique Insurance
Freedom to enjoy your antique and classic cars, antique tractors, high value vehicles and more collector vehicles. Hagerty.